Few things in life are guaranteed. That’s the nature of how we exist in a world that is everchanging and always moving forward. The unpredictability of everyday life can be stressful to say the least, especially where finances are concerned. Often when things don’t go as planned, we are left with significant unexpected costs, whether is be for medical bills, car repairs, or replacing valuable household items. This is where HMT Loans comes in. They offer quick and easy cash relief with instant loans from R500 to R2000.

How does HMT Loans work?

HMT Loans provides a transparent and paperless online credit solution at competitive rates. The company uses a safe and secure online application platform that allows you to apply for a loan from anywhere in South Africa, at any time. This system also ensures that all your personal information remains totally confidential.

How to apply for a HMT Loan

To apply for a loan with HMT Loans simply visit their website at http://www.hmtloans.co.za/SelectLoanAmount.aspx, enter your desired loan amount, complete the application form, and then wait for application approval. This initial application approval should only take a few moments from the minute you click send. Once your loan has been approved, HMT Loans will need to validate your income before final payment can be made. In order for this to happen you will need to upload a copy of your ID and your three latest bank statements or three most recent payslips. These documents should clearly display your personal details for verification purposes. Once your application has been validated, your money will be transferred directly into your bank account. No paper, no queues, no hassles. It’s really as easy as that!

When will I get paid?
Payments are made at 3pm daily, so if you sign your loan agreement by 2:30pm you will qualify for same-day payment. However, in certain cases the full application approval process can take up to 24 hours, after which the approved loan amount will be transferred directly into your bank account.

And what about paying the loan back?
HMT Loans subscribes to the National Credit Act which means that you’re protected from hidden costs and unfair loan practices. After you receive your loan you’ll have two months to pay it back with the relevant regulated interest and fees. This collection will happen through a simple debit order process.

HMT Loans contact details

Email: info@hmtloans.co.za.
Additional contacts:
Postnet Suite 0120
Private Bag X37
Lynwood Ridge
0040
NCR Certificate: NCRCP9747

Financial security is just a click away.

Most South Africans are finding it hard to depend on their salaries for their day to day financial needs. As such, some end up choosing risky credit means such a loan shacks to get credit. It is against such a background that most retailers and financial services providers introduced means where South Africans can apply for credit.
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South African’s are currently facing indescribable economic times. Everyone is feeling the pinch from the large conglomerate firm to the sole entrepreneur on the streets of Johannesburg as well as the working class. We are all under the strain of battling our way through the maze of an uncertain yet ever so challenging economic climate. One of the major banks in South Africa has seen that the South African public is struggling with making ends meet so they have made it so simple to obtain a personal loan from them.
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